Why Sacramento is Still Affordable for Homebuyers Under 35—and Why You Should Buy Now

In Sacramento, home ownership is within reach

Hey there, future homeowners! If you’ve been thinking about buying a home but feel like it’s out of reach, I’ve got great news for you. Sacramento is still one of the best places in California for younger buyers to get into the market. Unlike the Bay Area or LA, where homeownership feels like winning the lottery, Sacramento offers real opportunities—especially if you’re under 35. If you’re renting right now, it’s time to take a serious look at homeownership before prices climb higher. Let’s dive in!

**Sacramento is the Sweet Spot for Young Buyers**

While other cities have priced out millennials and Gen Z, Sacramento is still one of the best places to buy a home. Home values have gone up slightly, but they’re still far more affordable than in major metro areas. That means you can snag a home in vibrant neighborhoods like Midtown, East Sacramento, and Curtis Park without completely draining your bank account.

And let’s be real—Sacramento is thriving! With a growing tech scene, booming healthcare industry, and a fantastic quality of life, it’s the perfect place to put down roots. Whether you’re working remotely or commuting, Sacramento offers the best of both worlds: affordability and opportunity.

**Renting vs. Buying: Let’s Talk Numbers**

If you’re renting, I need you to hear this: **you could own a home for about the same price you’re paying in rent!** The average rent in Sacramento is now **$2,111 per month**, and let’s be honest—that money is gone the second you pay your landlord.

Now, let’s compare:

- **Average Rent:** $2,111/month (money you’ll never see again)

- **Estimated Mortgage for a $450,000 Home:** ~$2,500/month (with a 5% down payment)

For just a few hundred dollars more, you could be building equity, locking in a fixed payment (instead of worrying about rent increases), and investing in YOUR future. Plus, home values are expected to rise—so buying now means getting in before it gets more expensive!

**Why You Should Buy in 2025**

- **Less Competition Right Now** – The market isn’t as crazy as it was a couple of years ago, which means you have more negotiating power.

- **Owning = Building Wealth** – Instead of throwing money at your landlord, you’re building equity with every mortgage payment.

- **Tax Perks** – Homeownership comes with financial benefits like mortgage interest deductions.

- **Rising Rents** – Sacramento rental prices aren’t going down anytime soon. Lock in a mortgage now and stop stressing over future rent hikes.

**Not Sure Where to Start? I’ve Got You!**

Thinking about buying but not sure if you can afford it? That’s what I’m here for. Whether you need to figure out your budget, explore first-time homebuyer programs, or just talk through your options, let’s chat. There are so many ways to make homeownership possible, even if you think you need to wait.

Here’s what you can do today:

1. **Send me a message or give me a call** – Let’s have a no-pressure chat about your options.

2. **Get pre-approved** – I can connect you with a great lender to see what’s possible.

3. **Start looking at homes!** – Even if you’re months away from buying, getting familiar with the market is a smart move.

**Don’t Wait – This Opportunity Won’t Last Forever**

Sacramento is still affordable, but prices are rising. If you wait too long, you might find yourself priced out of the market. I don’t want that to happen to you! If you’re even *thinking* about buying a home, let’s talk. **No pressure, no obligation—just real advice to help you make the best decision.**

**Shoot me a message today, and let’s see if homeownership is within your reach. Spoiler alert: it probably is! 😉**

Don Stocker

Don@StockerandWatts.com

916-203-2882

Real Estate Reinvented